Need an appraisal in Colbert or Madison County?
See the top seven reasons why GA homeowners hire Ridge :
Own a home in or near Colbert, GA and need help deciding the price of it?
At Ridge , we understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Ridge , will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours. Need to cancel PMI?A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Ridge , we're seasoned in helping folks just like you dismiss undesirable PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other properties close by. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Ridge is your strongest weapon. Recently got a freeze your HELOC?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Ridge can help you reinstate your home equity line of credit with an expert appraisal. We Also Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for verity? Ridge offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home. |